We design strategies that help accomplish
Three Key Goals
Growth Opportunities
“Will I run out of money?” This is the top concern we hear from new clients. Our retirement income strategies can help you feel confident that your money will last as long as you need it. These strategies include annuities, investments, IRA/401(k) rollovers and other wealth management opportunities.
Preservation
The closer you are to retirement, the less risk you should take on. We can incorporate products and services that help preserve what you have. We do this through life insurance, tax-efficient strategies, long-term care strategies and IRA legacy planning.
Giving
You want to create a legacy that lives on after you’re gone. We work closely with attorneys and tax professionals to help you organize your giving strategy, helping you with trusts, probate, charitable giving, estate planning and tax planning.
Most financial planners may think only one part of the game will decide the outcome for you.
We focus on the entire game.
At Howard Financial Group, we do not blindly push singular products, and we don’t rely solely on Wall Street. We are an independent services firm, and that means we answer to you. From your very first visit, we show you the work to provide every option available to build your strategy — a properly integrated strategy that can help serve the outcomes you seek in retirement.
The financial game plan.
To develop a financial strategy for your future, it’s important for us to see a complete view of your financial picture. The Financial Game Plan uses a variety of financial vehicles to help you meet financial goals. We can work with tax professionals and attorneys to complete the plan. Our Financial Game Plan considers every part of your retirement. We show you the full playbook; you call each play.
All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.